Commercial Mortgages

Vantage Finance, our first choice for commercial loans,  sources commercial mortgages from the whole market, from specialist lenders to major high street banks. This means we often secure better terms on commercial mortgages than the deals offered to our clients by their existing banks.

 

Why choose commercial mortgages?

Commercial mortgages can be used to purchase premises for your self-employed client’s business, or for investor clients looking to expand their property portfolio.

 

Acceptable property types include:

  • – B&B’s/hotels
  • – Care homes
  • – Doctors surgeries
  • – Farms/farm land
  • – Public houses
  • – Restaurants
  • – Golf course
  • – Land
  • – Light industrial
  • – Lock up garages
  • – Nursing homes
  • – Offices
  • – Residential property & property portfolios
  • – Retail/shops
Product details and criteria
  • – Loans available from £25,000 with no set maximum loan
  • – Interest-only periods available for some clients
  • – Investment properties let on short leases
  • – Adverse credit can be accepted
  • – Leasehold properties can be accepted
  • – Lending can be against a going concern in some instances
  • – Rates can be linked to bank base rate, LIBOR, or fixed for a period
  • – Non standard properties accepted